Home loan calculator

Mortgage repayments calculator

Estimate regular principal-and-interest repayments using the loan amount, interest rate and loan term you enter.

Enter your loan details

Use an editable rate you would like to model. This is not a current-rate comparison.

Estimate only. These calculations are estimates based on the information you enter. They do not account for all lender fees, product features, rate changes or individual circumstances. Actual repayments and interest may differ.

How this calculator works

The calculator uses a standard amortising principal-and-interest formula. Your annual nominal rate is divided by 12, 26 or 52 for monthly, fortnightly or weekly repayments, and the loan term is converted to the same number of periods.

No customer information is collected to calculate an estimate. For broader preparation, visit all home loan calculators or residential lending.